The Impact of Standardized Tests on Student Learning Outcomes

September 3rd, 2024 by dayat No comments »

Exploring the influence of standardized tests on student learning outcomes opens up a world of insights into the education system. As we delve into the pros and cons of using standardized tests, we uncover the impact they have on shaping educational policies and measuring student achievement.

Moving forward, let’s dissect the nuances of standardized tests and their role in modern education systems worldwide.

Impact of Standardized Tests on Student Learning Outcomes

Standardized tests play a significant role in influencing student learning outcomes by shaping educational policies and measuring student achievement. These tests have both advantages and disadvantages that impact the overall educational system.

Examples of How Standardized Tests Shape Educational Policies

Standardized tests often dictate the curriculum taught in schools, as educators focus on teaching the material that will appear on these exams. For example, in some cases, schools may allocate more resources and time to subjects that are heavily tested, neglecting other important areas of education.

Pros and Cons of Using Standardized Tests to Measure Student Achievement

  • Pros:
    • Standardized tests provide a uniform way to assess student performance across different schools and districts.
    • They can help identify achievement gaps and areas where additional support may be needed.
    • Results from standardized tests can inform educational policies and improve accountability.
  • Cons:
    • Standardized tests may not accurately reflect a student’s true abilities or potential.
    • Teaching to the test can limit creativity and critical thinking skills in students.
    • High-stakes testing can create unnecessary stress and anxiety for students and teachers.

Standardized Tests

Standardized tests are assessments that are administered and scored in a consistent manner for all test takers. They differ from traditional assessments in that they have a set format, structure, and scoring system that are uniform across all test takers.

This allows for a fair and objective evaluation of students’ knowledge and skills.

History and Evolution of Standardized Testing

Standardized testing in education has a long history, dating back to the early 20th century when the IQ tests were first introduced. Over the years, standardized tests have evolved to include a wide range of subjects and skills, with the SAT and ACT being some of the most well-known standardized tests used for college admissions.

The No Child Left Behind Act in the United States also played a significant role in the widespread use of standardized testing to measure student achievement and school performance.

Impact of Standardized Tests Globally

Standardized tests have varying impacts on different educational systems globally. In some countries, such as Finland, standardized testing is minimal or even non-existent, with a focus on holistic education and individualized learning. On the other hand, countries like China and South Korea heavily rely on standardized tests for student placement and university admissions, leading to a high-stakes testing culture.

The debate continues on whether standardized tests accurately measure student learning outcomes and whether they contribute positively to the overall quality of education.

Commercial Property

Commercial properties are real estate assets used for business purposes, such as office buildings, retail spaces, industrial facilities, and hotels. These properties are income-producing assets that are leased out to tenants for commercial use.Investing in commercial properties differs from residential properties in several ways.

Commercial properties typically have longer lease terms, resulting in more stable and predictable cash flow for investors. Additionally, commercial properties often have higher rental yields compared to residential properties. However, investing in commercial properties requires a larger initial capital investment and involves more complex leasing agreements and property management.

Market Trends Impact

Market trends play a significant role in determining the value of commercial properties. Factors such as economic conditions, supply and demand dynamics, interest rates, and demographic changes can all influence the performance of commercial real estate investments. For example, an increase in demand for office space in a particular area can drive up rental rates and property values, while a decline in retail sales can lead to vacancies and lower property values in shopping centers.Overall, staying informed about market trends and conducting thorough due diligence is essential for investors looking to maximize returns and mitigate risks when investing in commercial properties.

Condominiums

Condominiums are a popular form of housing ownership where individuals own their individual units within a larger complex or building. They also share ownership of common areas and facilities with other unit owners.

Overview of Condominium Ownership Model

Condominium ownership involves owning a specific unit within a larger building or complex. Owners have the title to their individual unit and share ownership of common areas such as hallways, elevators, and recreational facilities. They also pay monthly fees to a condominium association for maintenance and upkeep of the shared spaces.

Comparison to Traditional Single-Family Homes

  • In a condominium, owners have less maintenance responsibility compared to single-family homes, as exterior maintenance and landscaping are typically taken care of by the association.
  • Condominium living often provides amenities like pools, gyms, and security that may not be affordable for individual homeowners.
  • However, condominium owners have less control over decision-making processes compared to single-family homeowners, as rules and regulations are set by the condominium association.

Advantages and Disadvantages of Owning a Condominium

  • Advantages:
    • Access to amenities such as pools, gyms, and common areas.
    • Less maintenance responsibility compared to single-family homes.
    • Increased security in a shared living environment.
  • Disadvantages:
    • Lack of control over decision-making processes within the complex.
    • Monthly association fees can be a financial burden for some owners.
    • Potential for conflicts with neighbors or the association over rules and regulations.

Foreclosures

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Foreclosure is a legal process in which a lender takes possession of a property from a borrower who has failed to make mortgage payments. This can have serious consequences for property owners, including losing their home and damaging their credit.

Impact on Property Owners

Foreclosure can be a devastating experience for property owners, as they not only lose their home but also face financial repercussions. They may have difficulty securing future loans, face challenges finding new housing, and experience emotional distress due to the loss of their property.

Process of Foreclosure

The process of foreclosure typically begins when a borrower misses several mortgage payments. The lender can then initiate legal proceedings to repossess the property and sell it to recover the outstanding debt. This process can vary depending on state laws and may involve court hearings and auctions.

Impact on Real Estate Market

Foreclosures can have a significant impact on the real estate market by increasing the supply of homes for sale. This can lead to lower property values in the surrounding area, affecting both sellers and buyers. Additionally, the presence of foreclosed properties can contribute to neighborhood blight and lower overall property values.

Preventing Foreclosure and Mitigating Consequences

There are several strategies that property owners can use to prevent foreclosure and mitigate its consequences. These include working with lenders to modify loan terms, seeking financial assistance programs, and exploring options for selling the property before foreclosure proceedings begin.

It is crucial for property owners to seek help early and communicate openly with their lenders to avoid foreclosure.

Green Real Estate

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Green real estate refers to properties that are designed, built, operated, and maintained with a focus on sustainability and environmental responsibility. This concept has gained significant importance in the real estate industry due to the growing awareness of environmental issues and the need to reduce carbon footprints.

Benefits of Sustainable Building Practices

  • Lower Operating Costs: Green buildings are designed to be energy-efficient, which can result in lower utility bills for owners and tenants.
  • Improved Indoor Air Quality: Sustainable building practices often involve using non-toxic materials and efficient ventilation systems, leading to healthier indoor environments.
  • Enhanced Marketability: Properties with green certifications or sustainable features tend to attract environmentally-conscious buyers and tenants, increasing their market value.
  • Long-Term Investment: Green buildings are more durable and require less maintenance, leading to long-term cost savings for property owners.

Impact on Property Values

  • Increased Demand: With the growing focus on sustainability, properties with green features or certifications are in high demand, leading to higher property values.
  • Higher Resale Value: Green buildings often command higher resale prices due to their energy efficiency, eco-friendly features, and lower operating costs.
  • Positive Perception: Green real estate initiatives can enhance the overall perception of a property, making it more attractive to potential buyers and investors.
  • Regulatory Incentives: Some governments offer tax incentives or rebates for properties that meet certain green building standards, further boosting property values.

Home Staging

Home staging is the process of preparing a property for sale by making it more appealing to potential buyers. This involves decluttering, rearranging furniture, adding decorative elements, and making necessary repairs to showcase the property in its best light.

Importance of Home Staging

Home staging plays a crucial role in the real estate market as it helps to enhance the overall appearance of a property, making it more attractive to buyers. By creating a welcoming and visually appealing space, home staging can increase the perceived value of a property and make it stand out in a competitive market.

Techniques and Strategies of Home Staging

  • Decluttering and depersonalizing the space to allow potential buyers to envision themselves living in the property.
  • Enhancing curb appeal by improving the exterior of the property through landscaping and exterior maintenance.
  • Strategic furniture placement to maximize space and highlight the key features of the property.
  • Using neutral colors and decor to create a neutral canvas that appeals to a wide range of buyers.
  • Adding finishing touches such as fresh flowers, soft lighting, and artwork to create a warm and inviting atmosphere.

Impact of Home Staging on Property Sales

Studies have shown that staged homes typically sell faster and at a higher price than non-staged homes. By investing in home staging, sellers can potentially attract more buyers, receive higher offers, and ultimately maximize their property’s marketability.

Investing

Investing in real estate can be a lucrative opportunity for individuals looking to grow their wealth over time. Real estate offers various investment opportunities that come with their own set of risks and benefits. Let’s explore different investment options in the real estate sector, compare them with other asset classes, and discuss strategies for successful real estate investing and wealth creation.

Different Investment Opportunities in Real Estate

  • Residential Real Estate: Investing in single-family homes, condos, or apartment buildings for rental income.
  • Commercial Real Estate: Investing in office buildings, retail spaces, or industrial properties for leasing to businesses.
  • Real Estate Investment Trusts (REITs): Investing in publicly traded companies that own, operate, or finance income-producing real estate across a range of property sectors.
  • Real Estate Crowdfunding: Investing in real estate projects or properties through online platforms, allowing for smaller investments and diversification.

Risks and Benefits of Investing in Real Estate vs. Other Asset Classes

Real estate investing offers potential benefits such as passive income, tax advantages, leverage, and appreciation of property value. However, it also comes with risks like market fluctuations, property management challenges, illiquidity, and the potential for unexpected expenses.

Strategies for Successful Real Estate Investing and Wealth Creation

  • Research and Due Diligence: Conduct thorough research on market trends, property values, and potential risks before making an investment.
  • Diversification: Spread investments across different types of properties or locations to reduce risk and maximize returns.
  • Long-Term Investment Approach: Real estate investing often yields better results over time, so adopting a long-term perspective can be beneficial.
  • Professional Guidance: Consider working with real estate agents, property managers, or financial advisors to navigate the complexities of real estate investing effectively.

Marketing

Marketing plays a crucial role in the real estate industry by connecting sellers with potential buyers, creating brand awareness, and influencing purchasing decisions. Effective marketing strategies are essential for selling properties quickly and maximizing profits. Digital marketing has revolutionized the way real estate sales are conducted, providing new avenues for lead generation and reaching a wider audience.

Effective Marketing Strategies

  • Utilize professional photography and virtual tours to showcase properties in the best light.
  • Implement targeted advertising on social media platforms to reach specific demographics and increase visibility.
  • Create engaging content such as blog posts, videos, and infographics to educate and attract potential buyers.
  • Collaborate with real estate agents and industry influencers to expand reach and credibility.
  • Offer incentives or promotions to incentivize buyers and create a sense of urgency.

Impact of Digital Marketing

  • Digital marketing allows for precise targeting of potential buyers based on their online behavior and preferences.
  • Online listings and virtual tours enable buyers to view properties remotely, saving time and increasing convenience.
  • Email marketing campaigns can nurture leads and maintain relationships with potential buyers over time.
  • Data analytics and tracking tools provide insights into the effectiveness of marketing strategies, allowing for adjustments and improvements.

Mortgage Refinance

When homeowners refinance their mortgage, they essentially replace their current loan with a new one, often with better terms. This can lead to various benefits for homeowners, such as lower monthly payments, reduced interest rates, or accessing equity in their homes.

Benefits of Mortgage Refinance

  • Lower Monthly Payments: Refinancing can help homeowners secure a lower interest rate, resulting in reduced monthly payments and more manageable finances.
  • Reduced Interest Rates: By refinancing at a lower interest rate, homeowners can save thousands of dollars over the life of the loan.
  • Access Equity: Homeowners can tap into the equity they’ve built up in their homes by refinancing to take out a larger loan amount.

Factors to Consider when Refinancing

  • Current Interest Rates: It’s essential to compare current interest rates with the rate on your existing mortgage to determine if refinancing is financially beneficial.
  • Closing Costs: Consider the closing costs associated with refinancing and ensure that the potential savings outweigh these expenses.
  • Loan Term: Deciding whether to opt for a shorter or longer loan term can impact monthly payments and overall savings.

Saving Money with Mortgage Refinance

  • Refinancing to a lower interest rate can lead to significant savings over time, especially for homeowners with high-interest loans.
  • Consolidating Debt: Homeowners can use cash-out refinancing to pay off high-interest debt and save money on interest payments.
  • Adjusting Loan Term: Shortening the loan term through refinancing can help homeowners save on interest and pay off their mortgage faster.

Moving Relocating

Moving to a new property can be an exciting yet daunting experience. Whether you are relocating for a job, family reasons, or just a change of scenery, it’s essential to plan ahead for a smooth transition.When it comes to moving, there are various challenges and considerations to keep in mind.

From packing up your belongings and finding a new place to adjusting to a new neighborhood, the process can be overwhelming. Additionally, moving can have a significant impact on individuals and families, both emotionally and financially.

Tips for a Smooth Relocation Process

  • Start planning early and create a checklist of tasks to stay organized.
  • Declutter and get rid of items you no longer need to make packing easier.
  • Research moving companies and get quotes to find the best option for your budget.
  • Label boxes clearly to make unpacking more efficient in your new home.
  • Notify important contacts of your change of address to avoid missing mail.

Challenges and Considerations When Moving to a New Property

  • Adapting to a new environment and building a sense of community can be challenging.
  • Financial considerations such as moving costs, deposits, and potential changes in expenses need to be carefully managed.
  • School changes for children and finding new healthcare providers can add stress to the moving process.
  • Dealing with the emotional impact of leaving familiar surroundings and starting fresh in a new place.

Impact of Moving on Individuals and Families

  • Emotionally, moving can be both exhilarating and stressful, as it involves leaving behind the familiar and embracing the unknown.
  • Financially, moving can incur significant costs, from hiring movers to setting up utilities in a new home.
  • Family dynamics may shift during a move, as everyone adjusts to a new routine and living space.
  • Despite the challenges, moving can also bring new opportunities for growth and exploration.

Property Management

Property management plays a crucial role in real estate ownership by overseeing the day-to-day operations of a property on behalf of the owner. This includes tasks such as rent collection, maintenance, tenant relations, and ensuring compliance with local laws and regulations.

Responsibilities of Property Managers

  • Collecting rent and setting rental rates
  • Maintaining the property and handling repairs
  • Screening and selecting tenants
  • Handling tenant issues and disputes
  • Ensuring compliance with property laws and regulations

Impact on Property Value

Effective property management can enhance the value of a property by ensuring it is well-maintained, attracting and retaining quality tenants, and maximizing rental income.

Benefits of Hiring a Property Management Company

  • Expertise and experience in managing properties
  • Time-saving for property owners
  • Access to a network of reliable contractors and vendors
  • 24/7 availability for emergency situations
  • Legal compliance and risk management

Closure

In conclusion, the discussion around the impact of standardized tests on student learning outcomes sheds light on the complexities of educational assessment. By understanding the key factors at play, we can better navigate the landscape of student achievement and educational policies.

Questions and Answers

How do standardized tests influence student learning outcomes?

Standardized tests can provide a snapshot of a student’s academic performance at a specific point in time, influencing their learning outcomes by shaping the curriculum and teaching methods.

What are the key characteristics of commercial properties?

Commercial properties are typically used for business purposes and can include office buildings, retail spaces, and industrial properties.

What is the role of marketing in the real estate industry?

Marketing plays a crucial role in promoting properties, attracting buyers, and ensuring successful sales transactions in the real estate sector.

How to rent office space in Derby

December 27th, 2023 by dayat No comments »

Find out what Derby offers to businesses that are based in the city, which areas to look for accommodation in and what services to look out for.

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Derby is a popular location for young and established businesses alike, and it isnt difficult to see why. Based in a central UK location, Derby is less than an hour from Birmingham, Wolverhampton, Sheffield, Stoke-on-Trent, and less than half an hour from Nottingham. It has easy access to the M1 and a train line providing links to London and Leeds, as well as East Midlands Airport just 15 miles east of the city centre. In addition to the citys excellent commuting links, Derby is a vibrant and cosmopolitan place to live with plenty to see and do.

Because it is such a prime location, finding suitable office space to rent in Derby can be difficult. Looking in the city centre can result in overpriced, small commercial property to rent, with large scale congestion and fewer transport links. You will find the best area to rent an office, whether you require a small room for a handful of people or a full corporate suite, is on the fringes of Derby city. Here you will find much more affordable accommodation, at up to half the price of their city centre counterparts. City fringe office space also has plenty of on-site car parking space and is easily within walking distance of Derbys train station, and even closer to main roads such as the M1.

If you are planning to move to value for money office premises, look no further than the fringes of Derby. A purpose built office block will give you the flexibility of a choice of office space size and contract style. Little extras such as meeting rooms and refreshments may even be available at no extra cost. Booking your office space through private owners will allow you the flexibility of discussing your personal requirements and finding something to match your needs. Do not use an office broker to book your office space in Derby; they often rent or buy accommodation to let at an inflated price.

Another factor to consider is security. A purpose-built shared office block often offers businesses more in the line of security than multi-purpose buildings: particularly useful if you will be storing expensive computer equipment or confidential files. Shared office blocks offer a higher likelihood of the building being occupied at any given time, and they often come with CCTV and security.

If you have a young business, it may help to choose commercial property to rent which offers short-length contracts. If you choose a three month contract in an affordable block on the fringes of Derby centre you are likely to find short-term contracts with options for an all-inclusive package including bills and costs.

How to Succeed with Best Commercial Property in Noida for Business Enterprise Explore

December 27th, 2023 by dayat No comments »

Know the details info about latest marketing startegy for commercial property for office space with best real estate commercial proprty portal sites. Cre India as known real estate property website for your any inconveninec. Just need to contact with them for your any type of problems regarding commercial property.

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You can also search easily and comfortably best commercial property for your business enterprise explore. This could take too much your important and busy times while you surfing on internet for searching your suitable and reliable commercial property for your business growth. You can also able to seek your business commercial property around local high streets, rural area, business area and city centers via internet. In this scenario, you wouldn’t find best office space for your start up business at economical rate or you wouldn’t have ideas about authentication of third party dealer.

You can make your search effective if you consult with best commercial property consultant for your office space. For the perspective of start up business, you should be clear about the real authentic third party and also about real estate consultants. Search Commercial Property in India Property Service Provider for the best office space area in rural area as well business marketing area with taking advice of experts real estate consultants.

It is hardest aspects to find business premises for starting up business or moving to set up business in another location. Thinking about plot location, accessibility of transportation, business purpose beneficial, office space environment, plot expenses and charges and others issues before purchasing your commercial plot for Commercial property in Gurgaon. If you found these issues, you have to talk clearly your real estate consultants for your purchasing plot for your business growth.

The last scenario you want to find best suited commercial property for your business premises and failure to search best office space as per your company growth requirements become a frustrating and complicated issues without taking advice and under guidance of expertise real estate commercial property agents. You had thought too much about your own running business around the globe and generate more revenue for your best selling products and services; but this wouldn’t going to be complete only for your company requirement’s office space. You won’t need to take too much tension about these common issues because of Cre India as known real estate commercial property portal sites.

With the help of Cre India, you can get best commercial property for your start up business at your own suitable location. This time is more competitive and tough for every business entrepreneurs to grow their business enormously and smoothly. Every business has more competitions, thus start up business need to require best products and services to their customers at affordable price. This can be possible only with suitable office space areas and your set up business plot location. There are more real estate business consultants are available at Cre India for your convenience and help. Just need to cal them and email for your any type of queries regarding Commercial Property in Noida.

Partial Interest Valuation

December 27th, 2023 by dayat No comments »

Partial interest valuation values the ownership of a portion of a property, limited partnership, general partnership, corporation, LLC or LLP. Partial interest valuation is more complex than most valuation problems and requires intense analysis and seasoned judgment.

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Partial Interest Valuation

Partial interest valuation values the ownership of a portion of a property, limited partnership, general partnership, corporation, LLC or LLP. Partial interest valuation is more complex than most valuation problems and requires intense analysis and seasoned judgment. Reasons for performing a partial interest valuation are typically related to estate tax valuation or estate tax planning but could involve divorce, business dissolution or valuation of collateral for a bank.

Partial interests are almost always worth less than an undivided interest. This is because they are illiquid and lack control. Partial interests are illiquid since it is difficult to sell a limited interest in a property or nonpublic company. In addition, the sale of a partial interest in many entities is subject to approval by other owners. In many cases, other owner’s can choose to not allow the sale in their sole discretion without providing a reason.

The owner of a partial interest has less control than the owner of the entire property or entity. Even if someone owns a controlling interest their actions are subject to review and scrutiny by the owners of the balance of the property or entity. The owner of a noncontrolling interest typically has very limited ability to control decisions or influence the management and policies for a property or entity. Following are some of the detrimental effects of not having control of a property or entity:

Cannot make decisions regarding selling the property, perhaps in advance of a declining market or for personal reasons;
Limited or no ability to impact the quality of management or to choose a different management company;
Limited or no ability to impact business policies;
Limited or no ability to impact strategies or tactics;
Limited or no ability to impact refinancing the property;
Limited or no ability to impact the level of financial leverage.
Discounts for a partial interest are often 20% to 50% of the proportionate value of the entire property or entity.
Some of the factors determining the degree of discount for a partial interest include the percentage of ownership, whether it is a controlling interest, asset performance, the number of partners, the relationship between the partners, issues with the property (such as risk, condition and financing), market conditions and trends, and the quality of the general partner.

The steps involved in a partial interest valuation are as follows:

Value the entire property or entity;
Calculate the value of the proportionate share in the property or entity (value of the entire property times percentage owned);
Determine the appropriate discount for the partial interest; and
Calculate the value of the proportionate share after the discount for a partial interest.
O’Connor & Associates is the largest independent appraisal firm in the southwestern US and has over 40 full-time staff members engaged full-time in partial interest valuation and market study assignments. Their expertise includes valuing partial interests, business personal property, real estate, business enterprise value, purchase price allocation for businesses, valuation for property tax appeals, estate tax valuation, expert witness testimony and valuation for condemnation. They have performed hundreds of partial interest valuation assignments.

Commercial Property Investment Mistakes and How to Avoid Them

March 12th, 2021 by dayat No comments »

You’ve probably heard about the commercial real estate bubble, here’s the ugly truth that lenders and other insiders don’t want you to know. Despite all the hype, not every commercial property is in trouble. The key for you as an investor is to avoid certain pitfalls and learn from other investor’s mistakes.

Before the economic and credit boom that has led into the recent downturn, conventional lenders capped loan amounts at 65 percent of the value of the property. This means that your $10 million commercial property would qualify for a maximum loan of $6.5 million. The current problems with commercial property investments started when hedge funds and private equity lenders began offering much higher loan to value ratios, meaning they would lend against your investment property with as much as 80 percent of the value of the real estate.

Mistakes Made by Commercial Investors

Some investors decided to refinance their $10 million commercial property for $8 million and get $1.5 million out tax-free! What seemed like a great deal at the time has come back to ruin the typical commercial property investment. The problem was that these loans needed to be refinanced after five years. Owners who pulled money out of their investments like this began down a path that has led to the troubles we are seeing now.

Fast forward from then to now and you’ll see that the entire economic climate has changed. Most sources of financing for commercial real estate have dried up. Owners with a property that needs to be refinanced are finding that unless the LTV ratio is 65% or less and the property is performing perfectly, it’s almost impossible to get refinancing for their commercial property investment.

You can’t tap into those hedge funds and private equity firms because many of them have gone out of business. So you are left with two options:

1) Create a workout with the existing lender where they refrain from foreclosing against your property in exchange for a slight increase in the interest rate, or other benefit that you can give the lender. In some cases the benefit to the lender is that they don’t need to take your property back. The truth is that the lender really doesn’t want to take back your property if they can avoid it.

2) Bring other investors into your deal by offering them a decent rate of return on their investment along with giving them a chunk of your equity. Make sure to contact a commercial property investment attorney who can help make sure that you meet all of the SEC guidelines if this is the path that you choose to go down.

What Makes a Safe Commercial Property Investment

The problem with many owners of commercial properties today is that they got into a deal with a bigger loan than they should have. Now, these commercial property owners can’t ride out the recession because the loans are coming due and they’re short, or worse, upside-down.

Investment rule #1

-Leave the equity in your property.

· Successful property owners don’t pull out their equity at the top of an up cycle; they leave the equity in their commercial property investment so they can ride out the downturns. The “commercial meltdown” doesn’t apply to property owners who left their equity untouched. While it’s true that the commercial property values have come down from a high peak. The typical commercial real estate investment is far more valuable today than it was 10 or 15 years ago.

Investment rule #2

-Stick with conventional lenders.

· By taking a short term hard money loan commercial owners placed themselves at the mercy of the fickle market. A conventional lender would not have financed more than 65 percent of the property value, allowing the owner with a cushion against fluctuating property values.

When structured correctly, your real estate investment may not provide you with an overabundance of excitement, but during times like these, a stable, performing real estate investment is just fine.